diff --git a/f8l_exception/schema.php b/f8l_exception/schema.php
new file mode 100644
index 0000000..9ef4e71
--- /dev/null
+++ b/f8l_exception/schema.php
@@ -0,0 +1,69 @@
+<?php
+
+$dbhost='localhost';
+$dbuser='f8lexception'
+$dbpass='Kim157'
+//connect
+
+mysql_connect($dbhost, $dbuser, $dbpass) or die(mysql_error());
+mysql_select_db("f8lexception") or die(mysql_error());
+
+echo 'Connection Success!'
+
+//DROP TABLE IF EXISTS User, Account, Transaction, Mortgage, CreditCard
+
+mysql_query("CREATE TABLE User ( 
+				username VARCHAR(30) NOT NULL PRIMARY KEY,
+				password VARCHAR(30) NOT NULL,
+				email VARCHAR(30) NOT NULL,
+				loginDate DATE,
+				openDate DATE )");
+
+			//can you stuff mult create table in 1 query for effic?
+			("CREATE TABLE Account (
+			 	accID INT PRIMARY KEY,
+			 	username VARCHAR(30),
+			 	acctype VARCHAR(30),
+			 	balance FLOAT,
+			 	interest FLOAT,
+			 	date TIMESTAMP,
+			 	FOREIGN KEY (username) REFERENCE User(username)
+			 	ON DELETE CASCADE
+			 	 )")
+
+			("CREATE TABLE Transaction (
+				accID INT PRIMARY KEY,
+				username VARCHAR(30),
+				acctype VARCHAR(30),
+				transtype VARCHAR(30),
+				toID INT,
+				date TIMESTAMP
+				FOREIGN KEY (username) REFERENCE User(username)
+			 	ON DELETE CASCADE
+				 )")
+
+			("CREATE TABLE Mortgage (
+				accID INT FOREIGN KEY PRIMARY KEY,
+				username VARCHAR(30) FOREIGN KEY,
+				balance FLOAT,
+				minPayment DOUBLE,
+				interestRate FLOAT,
+				date TIMESTAMP
+				FOREIGN KEY (username) REFERENCE User(username)
+			 	ON DELETE CASCADE
+				 )")
+
+			("CREATE TABLE CreditCard (
+				accID INT FOREIGN KEY PRIMARY KEY,
+				username VARCHAR(30),
+				balance FLOAT,
+				minPayment DOUBLE,
+				interestRate FLOAT,
+				maxLimit DOUBLE,
+				date TIMESTAMP 
+				FOREIGN KEY (username) REFERENCE User(username)
+			 	ON DELETE CASCADE
+				)")
+
+			print("All databases have been created successfully");
+?>